Auto Insurance Rates by Vehicle — Open Data
Monthly average annual full-coverage premium for 51 popular vehicle make/model combinations in the U.S., from 2021-01 through 2026-04. Premiums shown are national averages and vary substantially by state, age, and driver profile.
51 vehicle make/models · 2026-04 latest data · Most expensive to insure: Tesla Model X ($4,239/yr) · Least expensive: Subaru Outback ($1,762/yr)
| Vehicle | Latest | 12-mo Δ | 5-yr Δ | May '25 | Jun '25 | Jul '25 | Aug '25 | Sep '25 | Oct '25 | Nov '25 | Dec '25 | Jan '26 | Feb '26 | Mar '26 | Apr '26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Acura MDX | $2,392 | -5.1% | +38.2% | $2,529 | $2,516 | $2,489 | $2,452 | $2,416 | $2,378 | $2,368 | $2,355 | $2,369 | $2,375 | $2,385 | $2,392 |
| Average Vehicle | $2,238 | -5.4% | +43.6% | $2,355 | $2,341 | $2,317 | $2,285 | $2,257 | $2,228 | $2,214 | $2,221 | $2,222 | $2,224 | $2,233 | $2,238 |
| BMW 3-Series | $2,820 | -4.1% | +32.4% | $2,914 | $2,909 | $2,899 | $2,879 | $2,849 | $2,830 | $2,797 | $2,786 | $2,787 | $2,787 | $2,795 | $2,820 |
| BMW 5-Series | $3,214 | -4.5% | +52.7% | $3,343 | $3,339 | $3,331 | $3,307 | $3,280 | $3,249 | $3,208 | $3,195 | $3,182 | $3,192 | $3,201 | $3,214 |
| Cadillac Escalade | $2,800 | -4.6% | +46.4% | $2,917 | $2,913 | $2,914 | $2,844 | $2,817 | $2,774 | $2,786 | $2,782 | $2,788 | $2,786 | $2,786 | $2,800 |
| Chevrolet Equinox | $2,114 | -3.7% | +44.0% | $2,183 | $2,175 | $2,159 | $2,140 | $2,118 | $2,087 | $2,075 | $2,081 | $2,089 | $2,094 | $2,105 | $2,114 |
| Chevrolet Impala | $2,290 | -4.5% | +27.2% | $2,406 | $2,401 | $2,384 | $2,363 | $2,330 | $2,296 | $2,277 | $2,280 | $2,279 | $2,280 | $2,282 | $2,290 |
| Chevrolet Malibu | $2,529 | -3.5% | +40.3% | $2,618 | $2,619 | $2,612 | $2,584 | $2,557 | $2,524 | $2,508 | $2,511 | $2,516 | $2,515 | $2,521 | $2,529 |
| Chevrolet Silverado | $2,273 | -6.6% | +41.8% | $2,429 | $2,411 | $2,373 | $2,332 | $2,291 | $2,252 | $2,238 | $2,244 | $2,249 | $2,254 | $2,266 | $2,273 |
| Chevrolet Tahoe | $2,274 | -4.5% | +36.2% | $2,375 | $2,367 | $2,356 | $2,325 | $2,288 | $2,246 | $2,233 | $2,233 | $2,238 | $2,248 | $2,268 | $2,274 |
| Ford Escape | $1,940 | -4.9% | +38.3% | $2,034 | $2,030 | $2,010 | $1,979 | $1,949 | $1,931 | $1,917 | $1,921 | $1,920 | $1,924 | $1,930 | $1,940 |
| Ford Explorer | $2,113 | -5.9% | +31.9% | $2,242 | $2,223 | $2,196 | $2,162 | $2,134 | $2,111 | $2,102 | $2,103 | $2,105 | $2,106 | $2,108 | $2,113 |
| Ford F-Series Pickup | $2,321 | -6.1% | +40.7% | $2,456 | $2,427 | $2,383 | $2,339 | $2,303 | $2,267 | $2,254 | $2,265 | $2,280 | $2,291 | $2,309 | $2,321 |
| Ford Mustang | $2,990 | -8.7% | +32.9% | $3,261 | $3,223 | $3,178 | $3,125 | $3,066 | $3,021 | $2,989 | $2,982 | $2,971 | $2,972 | $2,978 | $2,990 |
| GMC Sierra | $2,318 | -5.7% | +40.1% | $2,456 | $2,432 | $2,408 | $2,357 | $2,311 | $2,289 | $2,279 | $2,278 | $2,289 | $2,301 | $2,315 | $2,318 |
| Honda Accord | $2,454 | -6.1% | +43.8% | $2,583 | $2,569 | $2,555 | $2,512 | $2,481 | $2,445 | $2,429 | $2,434 | $2,433 | $2,434 | $2,444 | $2,454 |
| Honda Civic | $2,534 | -6.3% | +36.6% | $2,673 | $2,642 | $2,625 | $2,586 | $2,550 | $2,520 | $2,504 | $2,512 | $2,516 | $2,513 | $2,525 | $2,534 |
| Honda CR-V | $1,965 | -4.8% | +46.9% | $2,043 | $2,028 | $2,005 | $1,978 | $1,959 | $1,939 | $1,924 | $1,932 | $1,940 | $1,942 | $1,955 | $1,965 |
| Honda Pilot | $2,096 | -6.3% | +39.7% | $2,220 | $2,200 | $2,174 | $2,141 | $2,117 | $2,093 | $2,073 | $2,076 | $2,082 | $2,079 | $2,089 | $2,096 |
| Hyundai Elantra | $2,712 | -6.2% | +41.0% | $2,858 | $2,844 | $2,811 | $2,790 | $2,753 | $2,713 | $2,690 | $2,699 | $2,704 | $2,707 | $2,707 | $2,712 |
| Hyundai Santa FE | $2,237 | -3.7% | +45.8% | $2,319 | $2,311 | $2,286 | $2,258 | $2,235 | $2,201 | $2,186 | $2,196 | $2,207 | $2,216 | $2,232 | $2,237 |
| Hyundai Sonata | $2,666 | -6.2% | +39.2% | $2,821 | $2,809 | $2,780 | $2,752 | $2,712 | $2,675 | $2,654 | $2,657 | $2,667 | $2,661 | $2,667 | $2,666 |
| Hyundai Tucson | $2,231 | -6.5% | +51.5% | $2,371 | $2,368 | $2,325 | $2,284 | $2,254 | $2,223 | $2,206 | $2,210 | $2,214 | $2,215 | $2,221 | $2,231 |
| Jeep Cherokee | $2,197 | -6.7% | +33.9% | $2,323 | $2,317 | $2,293 | $2,255 | $2,232 | $2,200 | $2,182 | $2,183 | $2,182 | $2,178 | $2,185 | $2,197 |
| Jeep Grand Cherokee | $2,314 | -5.6% | +46.8% | $2,433 | $2,411 | $2,390 | $2,348 | $2,320 | $2,297 | $2,277 | $2,279 | $2,282 | $2,289 | $2,304 | $2,314 |
| Jeep Wrangler | $2,146 | -6.5% | +41.7% | $2,279 | $2,252 | $2,204 | $2,178 | $2,160 | $2,129 | $2,113 | $2,113 | $2,112 | $2,122 | $2,143 | $2,146 |
| KIA Forte | $2,480 | -10.7% | +23.9% | $2,765 | $2,740 | $2,690 | $2,632 | $2,587 | $2,535 | $2,507 | $2,500 | $2,491 | $2,484 | $2,479 | $2,480 |
| KIA Sorento | $2,219 | -3.6% | +44.6% | $2,298 | $2,304 | $2,291 | $2,271 | $2,243 | $2,211 | $2,195 | $2,202 | $2,208 | $2,209 | $2,213 | $2,219 |
| KIA Soul | $2,072 | -6.4% | +30.3% | $2,194 | $2,184 | $2,167 | $2,142 | $2,120 | $2,091 | $2,072 | $2,068 | $2,070 | $2,069 | $2,073 | $2,072 |
| Mazda 3 | $2,392 | -10.6% | +30.4% | $2,651 | $2,605 | $2,574 | $2,522 | $2,470 | $2,432 | $2,412 | $2,407 | $2,400 | $2,398 | $2,385 | $2,392 |
| Mazda CX-5 | $2,057 | -7.9% | +32.5% | $2,242 | $2,212 | $2,179 | $2,134 | $2,109 | $2,080 | $2,060 | $2,060 | $2,059 | $2,054 | $2,059 | $2,057 |
| Mercedes Benz C-Class | $3,208 | -6.5% | +33.7% | $3,443 | $3,397 | $3,341 | $3,320 | $3,283 | $3,241 | $3,210 | $3,192 | $3,185 | $3,178 | $3,184 | $3,208 |
| MINI Cooper | $2,035 | -7.1% | +29.2% | $2,200 | $2,178 | $2,138 | $2,105 | $2,084 | $2,066 | $2,036 | $2,041 | $2,028 | $2,026 | $2,031 | $2,035 |
| Nissan Altima | $2,860 | -5.9% | +42.6% | $3,033 | $3,015 | $2,979 | $2,944 | $2,913 | $2,875 | $2,850 | $2,848 | $2,847 | $2,848 | $2,850 | $2,860 |
| Nissan Rogue | $2,312 | -3.5% | +41.5% | $2,377 | $2,370 | $2,335 | $2,302 | $2,280 | $2,262 | $2,255 | $2,272 | $2,282 | $2,287 | $2,302 | $2,312 |
| Nissan Sentra | $2,762 | -3.8% | +37.6% | $2,852 | $2,841 | $2,817 | $2,778 | $2,757 | $2,731 | $2,728 | $2,736 | $2,737 | $2,743 | $2,755 | $2,762 |
| Nissan Versa | $2,419 | -2.1% | +34.3% | $2,478 | $2,473 | $2,467 | $2,451 | $2,425 | $2,407 | $2,386 | $2,379 | $2,394 | $2,403 | $2,412 | $2,419 |
| RAM 1500 | $2,540 | -6.5% | +33.8% | $2,705 | $2,685 | $2,643 | $2,614 | $2,579 | $2,537 | $2,513 | $2,519 | $2,515 | $2,519 | $2,530 | $2,540 |
| Subaru Outback | $1,762 | -9.2% | +34.1% | $1,920 | $1,873 | $1,833 | $1,815 | $1,795 | $1,779 | $1,758 | $1,758 | $1,752 | $1,753 | $1,756 | $1,762 |
| Tesla Model 3 | $4,173 | -6.9% | +79.8% | $4,507 | $4,471 | $4,374 | $4,308 | $4,258 | $4,214 | $4,183 | $4,185 | $4,162 | $4,151 | $4,168 | $4,173 |
| Tesla Model S | $3,954 | +4.0% | +79.1% | $3,791 | $3,859 | $3,848 | $3,780 | $3,773 | $3,765 | $3,850 | $3,869 | $3,883 | $3,916 | $3,909 | $3,954 |
| Tesla Model X | $4,239 | -5.3% | +67.2% | $4,564 | $4,527 | $4,489 | $4,355 | $4,293 | $4,239 | $4,228 | $4,194 | $4,213 | $4,218 | $4,240 | $4,239 |
| Tesla Model Y | $3,870 | -5.9% | +75.0% | $4,141 | $4,112 | $4,045 | $3,992 | $3,934 | $3,889 | $3,877 | $3,874 | $3,854 | $3,847 | $3,859 | $3,870 |
| Toyota Camry | $2,735 | -6.9% | +50.8% | $2,911 | $2,880 | $2,851 | $2,806 | $2,772 | $2,740 | $2,727 | $2,724 | $2,720 | $2,719 | $2,727 | $2,735 |
| Toyota Corolla | $2,684 | -4.7% | +41.3% | $2,808 | $2,788 | $2,765 | $2,722 | $2,701 | $2,668 | $2,659 | $2,662 | $2,665 | $2,667 | $2,678 | $2,684 |
| Toyota Highlander | $2,159 | -5.7% | +57.4% | $2,278 | $2,244 | $2,235 | $2,204 | $2,186 | $2,153 | $2,141 | $2,135 | $2,138 | $2,140 | $2,153 | $2,159 |
| Toyota Prius | $2,262 | -2.1% | +48.3% | $2,327 | $2,318 | $2,296 | $2,276 | $2,248 | $2,227 | $2,223 | $2,229 | $2,246 | $2,253 | $2,258 | $2,262 |
| Toyota RAV4 | $2,121 | -4.6% | +36.3% | $2,213 | $2,196 | $2,174 | $2,145 | $2,105 | $2,083 | $2,078 | $2,092 | $2,102 | $2,108 | $2,117 | $2,121 |
| Toyota Tacoma | $2,266 | -4.7% | +37.0% | $2,367 | $2,352 | $2,330 | $2,297 | $2,272 | $2,241 | $2,218 | $2,229 | $2,245 | $2,248 | $2,263 | $2,266 |
| Volkswagen Jetta | $2,440 | -5.3% | +34.2% | $2,557 | $2,551 | $2,529 | $2,505 | $2,474 | $2,431 | $2,415 | $2,416 | $2,410 | $2,413 | $2,426 | $2,440 |
| Volkswagen Tiguan | $2,282 | -9.5% | +40.4% | $2,501 | $2,452 | $2,401 | $2,375 | $2,327 | $2,302 | $2,279 | $2,281 | $2,279 | $2,277 | $2,277 | $2,282 |