Insights
Data-driven insights on auto insurance pricing
Short, sourced articles analyzing the state of auto insurance rates across the U.S. — most expensive states, biggest movers, year-over-year trends, and what's behind them.
Maryland Now Tops U.S. Car Insurance Costs
Maryland's average annual premium climbed 66% in five years to $3,646 — far outpacing the 42% national increase and topping every state in our dataset.
Read insightThe 5 Most Expensive States for Auto Insurance
Drivers in these five states pay 37–63% more than the national average for auto insurance — where premiums are highest in 2026 and what's driving them.
Read insightWhere Auto Insurance Rates Are Falling in 2026
Average auto insurance premiums are dropping again in 2026. We dug into state-by-state data to find where drivers are seeing the largest savings.
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