Data-driven insights on auto insurance pricing
Short, sourced articles analyzing the state of auto insurance rates across the U.S. — most expensive states, biggest movers, year-over-year trends, and what's behind them.
Maryland Drivers Now Pay 65% More for Auto Insurance Than 5 Years Ago
Maryland has seen the steepest 5-year rate increase of any state in our dataset. The average annual premium climbed from $2,200 in 2021 to $3,627 in April 2026 — far outpacing the 42% national average increase.
Read insightThe 5 Most Expensive States for Auto Insurance in Early 2026
If you live in one of these five states, you pay 35–63% more than the national average for auto insurance. Here's where premiums are highest in 2026 and what's driving them.
Read insightAuto Insurance Rates Are Finally Falling — Here's Where the Biggest Drops Happened
After two years of double-digit annual increases, average premiums are dropping again in 2026. We dug into state-by-state data to find where drivers are seeing the largest year-over-year savings.
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